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The Base Years Change Everything!

As a tax accountant and financial planner for over 25 years, on many occasions, I have found that my usual tax and financial planning recommendations are significantly affected when I learn that my clients are approaching the base years for their college-bound children. (The base year is the calendar year immediately preceding the year in which their child will begin college.) Here are a few examples of the typical tax and financial questions I ask clients who do not have…

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